Earn from real borrower fees

Your dollars fund advances. Every advance pays a flat 2% fee, and 90% of it goes to savers. Choose how much risk you want.

Two ways to save

Same pool of advances, two levels of risk.

Steady

Lower return, protected first. If a borrower never repays, Boost savers absorb that loss before Steady loses anything.

Good for: dollars you want to keep safe while earning something.

Boost

Higher return. You take missed repayments first, and in exchange you earn a bigger share of every fee.

Good for: savers who understand credit risk and want more yield.

What happens if borrowers don't repay?

Drag the slider to imagine missed repayments in a $10,000 pool. Watch who absorbs the loss.

Missed repayments
$0
Boost (absorbs first)$2,000 of $2,000
Steady (protected)$8,000 of $8,000

No losses: both tranches keep everything and earn fees. In practice, limits start at $50, so a single missed repayment is small.

Where your return comes from

Not token rewards. Real fees paid by borrowers.

A borrower takes
$50
They pay a flat fee
$1.00
Savers receive 90%
$0.90
Protocol keeps 10%
$0.10

An advance usually repays in 3 to 4 weeks, so the same dollar can be lent out again and again.

More ways in and out

Deposit from any chain (next)

Have USDC on Base, Arbitrum or Solana? Soon you'll send it through Aurora Intents and it arrives as dollars on Monad.

Sell any time on Kuru

Boost shares are a token. Sell them to another saver on the Kuru order book instead of waiting.

See everything live

Pool size, money lent out, fees earned and missed repayments update with every Monad block.

Questions savers ask

Can I withdraw whenever I want?+
Yes, as long as the cash isn't lent out at that moment. At most 90% of the pool is ever lent, and Boost holders can also sell on Kuru any time.
What is the expected return?+
It depends on how much of the pool is lent and how fast advances repay. The 2% fee per 3 to 4 week cycle is roughly 25% to 35% a year on lent money, before losses.
Who decides who gets an advance?+
An open scoring model that reads onchain income and checks payers. Chainlink nodes agree on each limit before it's written onchain.
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Credit for AI agents
The same product, for software that earns money.