Get paid today, not in 45 days
Advance is for people who earn real money but wait too long to receive it: freelancers, online sellers, creators and gig workers.
Built for people like this
US clients pay her 30 to 60 days after she delivers. Rent is due on the 1st.
Takes $50 today. Her next client payment repays it.
Needs stock before a holiday sale. The bank wants collateral he doesn't have.
His shop's payment link is his Advance address. Sales repay the stock advance.
Brand deals pay in 45 days, but her video editor needs paying every week.
An advance covers the editor; brand payments repay it.
Paid weekly in stablecoins. One emergency breaks the month.
A $50 advance costs $1, instead of $7.50 from a payday lender.
What it costs
Move the slider. The fee is always 2% of what you take, shown in dollars before you agree.
What you need
Two things. That's it.
A phone or laptop with Face ID or a fingerprint
That becomes your account. No wallet app, no seed phrase, no password.
Income paid in dollars on Monad
Clients pay you in AUSD, a US dollar stablecoin. Share your Advance link and new payments count right away.
Your limit grows with you
Everyone starts small. Each advance you repay in full unlocks the next level.
Repay fast, get some back
When your clients repay an advance quickly, you win a scratch card with part of the fee back.
Tip: raise your repay share above 20% and each client payment clears the advance faster. See how rewards work.